in the USA with 1 October kicks off the funnest part of health care reform – tn. insurance exchange. in each state, it will be possible to buy medical insurance through a special resource. one of the main ideas – more competition – below premium. a plus, ease of work with the administration of benefits, etc..
there are two types of states depending on their political coloring. in one kind of states, sites are made by userfriendly, тратятся средства на распространение информации и education жителей. in others – of course the opposite is true. success depends on, how many new customers will appear on the market, hence usability and information dissemination matters.
из того, what do I know about the reform, and about consumer behavior, I think, that the effect will differ from state to state (controlling for parameters such as demography, income, health of residents, etc.). we'll see in a couple of years :) I wonder what will happen in the republican states. in a democratically, anyway, premiums on average will decrease significantly.