set A: people who are unable to pay the mortgage due to the return of economic conditions to reality.
question: Is it fair to seize pledges from representatives of set A in a strict manner??
before answering this question, need to ask another.
set B: people who did not take out a mortgage foreseeing a change in economic conditions.
question number 2: is it fair to help set A based on the presence of set B?
there are two options for an answer:
1) No, not fair due to the creation of the wrong economic incentives. & quot; non-seizure of pledges" encourages irresponsible economic behavior.
2) Yes, fair if the consequences of the withdrawal of collateral will have a negative impact on macroeconomic stability and affect both set A, and the set B.
therefore:
* for the USA – rather yes, fairly.
* for Ukraine – probably not, not fair.
